Will My Current Lower Income Significantly Reduce My Social Security Retirement Benefit?

Today’s column addresses questions about potential effects of years of lower income before filing, taking spousal benefits before survivor benefits, potential strategies for a married couple ten years apart and taking survivor benefits while delaying retirement benefits till 70. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc, which markets Maximize My Social Security and MaxiFi Planner.

See more Ask Larry answers here.

Have Social Security questions of your own you’d like answered? Ask Larry about Social Security here.

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