The number of people filing for bankruptcy could set records next year. And, while bankruptcy reform artificially spurred the 2005 record of nearly 2.1 million cases filed, this peak will be all about the reality of a Covid-19-blasted economy. That’s a bankruptcy tidal wave of a different color.

So far, 2020 has avoided a surge of personal bankruptcies. In fact, total bankruptcy filings year to date trail the 2019 figures.

This may be because of federal stimulus payments, mandated mortgage and other loan forbearance, unemployment insurance enhancement and the additional support provided by the Coronavirus Aid, Relief, and Economic Security (CARES) Act and other government programs. It may be because people are borrowing less. But, whatever the cause of the decline, bankruptcies still seem likely to rise if unemployment and loss of income persist. 

Uncertainty, however, has been a hallmark of Covid-19 in 2020. With that in mind, perhaps

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(Reuters) – A surge in people buying guns since the coronavirus pandemic began has flooded the FBI’s background check system, causing a spike in the number of delayed checks and allowing gun sales to proceed without them, FBI data disclosed on Tuesday showed.

FILE PHOTO: A member of the U.S. Congress wears a “Background Checks Save Lives” sticker during a news conference announcing the introduction of “bipartisan legislation to expand background checks for sales and transfers of firearms” on Capitol Hill in Washington, U.S., January 8, 2019. REUTERS/Jonathan Ernst/File Photo

Gun control advocacy group Everytown for Gun Safety obtained FBI data through a Freedom of Information Act request.

There has been a 54% increase in the number of background checks that were delayed past three days in the March through July period, as compared with the same time last year, the data shows.

More than 5% of the 5.86 million

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(Reuters) – A surge in people buying guns since the coronavirus pandemic began has flooded the FBI’s background check system, causing a spike in the number of delayed checks and allowing gun sales to proceed without them, FBI data disclosed on Tuesday showed.

Gun control advocacy group Everytown for Gun Safety obtained FBI data through a Freedom of Information Act request.

There has been a 54% increase in the number of background checks that were delayed past three days in the March through July period, as compared with the same time last year, the data shows.

More than 5% of the 5.86 million background checks conducted during those months this year were delayed past three business days, it showed.

More Americans are trying to buy guns than ever, according to FBI data. The bureau conducted 93% more background checks in that March through July period this year as compared with

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