From a young age, we’re taught to steer clear of three hot topics in conversations: religion, politics and money. And while the latter might seem like the least polarizing of the three subjects, especially these days, it’s actually one that can make us feel the most uncomfortable.

Think about it: Over time, you’ve learned to dismiss your opinionated uncle’s thoughts on politics and you’re a master at brushing aside your parents’ stern views on religion. But there’s something about the topic of money that can really get under your skin. Maybe you’re terrified of asking for a raise or don’t know how to approach your partner about their spending habits without getting angry. Or perhaps you’re not quite sure how to broach the subject of splitting the bill equitably with your group of friends.

Whatever your money conundrum is, you’re not alone. TMRW reached out to several mental health experts

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