The 21st century has seen the US face many challenges, especially as far as climate change is concerned. However, it has successfully managed the shift from a mainly carbon-intensive economy to one that is highly green. The global climate change reality due to the rise in carbon emissions has made it inevitable for the US economy to cut its traditional fossil fuel consumption dramatically, the main source of carbon to the environment, causing global warming. The country is thus changing its energy provider and saving money. As the US continually adopts more and more renewable energy, it is worth pausing to reflect on whether this investment has its economic benefits. Searching for investment advisors online can be very beneficial for understanding the economic benefits of renewable energy. One can always get reputable platforms in review sites such as ReviewsBird. One platform that can prove handy being Motley FoolRead More

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Sony A8H series



Best Buy


  • Best Buy is offering 65% off 55-inch and 65-inch Sony OLED TVs as part of its competing Amazon Prime Day 2020 deal event.
  • You can save $1,000 off the list price on some of Sony’s best 4K OLED TVs, and the deals are still live at the time of writing.
  • The Sony A8H Series offers stunning picture quality, wonderful motion handling, and decent sound to boot.
  • Whether you opt for the 55-inch or 65-inch Sony OLED TV, you’ll get a 4K display with support for HDR10, HLG, and Dolby Vision, running Android TV.
  • If you’re looking for more deals, check out our guide to the best Amazon Prime Day tech deals and TV deals.

One of the most exciting prospects on Amazon Prime Day 2020 is the thought of a bargain on

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  • Jade Darmawangsa has 381,000 YouTube subscribers and has expanded her channel into a full-time business by working with brands on sponsorships and collaborations.
  • Darmawangsa uses a media kit as a tool to showcase her value to a brand or company.
  • She shared the exact 4-page document she uses to land deals and the rates she charges. 
  • Subscribe to Business Insider’s influencer newsletter.

YouTube creator Jade Darmawangsa (381,000 subscribers) expanded her channel into a full-time business by working with brands on sponsorships. 

Her social-media business mainly generates income through brand deals and the Google-placed ads that play in her YouTube videos, she told Business Insider.

On average, she charges between $2,000 and $5,000 for a YouTube brand sponsorship, and between $500 and $2,000 for a sponsored Instagram post, she said. On YouTube, her monthly earnings vary, and the most she’s made from a single video is around $5,000, according to a

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Stocks extended Tuesday declines as a prospects of a stimulus package before the election dimmed even further.

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[Click here to read what’s moving markets heading into Thursday, October 15]

Treasury Secretary Steven Mnuchin said Wednesday afternoon that achieving a deal and advancing any measures through Congress before the November election would be “difficult.” The remarks came shortly after Pelosi and Treasury Secretary Steven Mnuchin spoke on the phone Wednesday morning to discuss further stimulus, in a conversation Pelosi’s spokesperson earlier called “productive.” The two are set to speak again Thursday.

An impasse among U.S. lawmakers in Washington has kept hopes running low that more virus relief aid will come to fruition before the November election. Senate Majority Leader Mitch McConnell said Tuesday he will have the Senate take up relief legislation after the chamber’s return on Monday, with his narrower proposal set to include funds chiefly targeted to

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NIO ES8 electric SUVs are seen displayed at the second media day for the Shanghai auto show in Shanghai
  • Tesla’s success in China is not a “winner takes all” situation, but instead a “rising tides lift all boats” phenomenon, according to JPMorgan.
  • That thinking led the bank to upgrade shares of Nio to “overweight” and assign a $40 price target on the stock, representing potential upside of 85% from Tuesday’s close. 
  • “In China’s smart EV market, we expect Nio to be a long term winner in the premium space among Chinese brands,” JPMorgan said.
  • Visit Business Insider’s homepage for more stories.

Nio surged 19% on Wednesday after it received an “overweight” upgrade and a $40 price target from JPMorgan, representing upside potential of 85% from Tuesday’s close.

JPMorgan acknowledged that it missed the massive 438% year-to-date rally in shares of Nio, given its previous neutral rating, but said it

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Macy’s  (M) – Get Report named Boston Consulting’s Adrian V. Mitchell, who has extensive experience with retailers, as chief financial officer as the department-store chain recovers from the coronavirus-pandemic shutdown.

Mitchell on Nov. 2 will join the Cincinnati company, reporting to report to Chairman and Chief Executive Jeff Gennette.

He succeeds Felicia Williams, who is joining CEO Action for Racial Equity, an initiative aimed at advancing diversity and inclusion within the workplace, as Macy’s fellow.

Williams had been interim CFO since Paula Price left at the end of May.

Mitchell will be responsible for all finance functions including accounting, treasury, investor relations, internal audit, financial/capital planning and analysis, and procurement. 

“In a retail environment where change is accelerating beyond what we could have imagined a year ago, Adrian’s depth of financial and operational experience, coupled with his leadership in strategy, innovation, and transformation, will help us on our

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By Huw Jones

LONDON (Reuters) – The safety buffers of banks in the European Union would swell by billions of euros under proposed rules that allow lenders to include the value of software investments like cybersecurity in capital calculations.

Currently a bank must deduct the value of software from its capital buffer upfront, adding 36 basis points to its core ratio or mandatory measure of stability.

The European Banking Authority (EBA) said banks will be allowed to “amortise” or taper the value of software for capital purposes over three years.

That would boost capital by about 20.2 billion euros in 2020 across a sample of 64 banks, and by 20 billion euros in 2021, it said.

“The proposed approach is designed to be simple to implement and applicable to all institutions in a standardised manner, as is the case today with the deduction treatment,” the EBA said in a statement

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Firsthand Technology Value Fund (SVVC) is a BDC focused on venture capital. Readers with limited familiarity with BDCs should read my recent article that serves as a primer on BDCs as well as warnings about their fees, conflicts of interest and potentially poor governance.

SVVC has been trading recently around $4 per share despite the Company’s estimate that its NAV is well over three times that amount. The next few sections briefly describe the path that eventually led to SVVC’s dismal state.

Past Bright Spots

On July 17, 2014 SVVC reported an NAV of $27.30 per share and disclosed that its top two holdings were Twitter and Facebook! But the early bright spots soon began to be overshadowed by the poor performance of other portfolio companies.

Nevertheless, on 10/19/18 SVVC announced a “Preliminary NAV of $29.18 Per Share as of September 30, 2018″ and that “Holdings Include Pivotal,

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  • Zoom is introducing OnZoom, a new way to host events — free and paid — using the popular videoconferencing tool.
  • Zoom has come to be used to host all kinds of events amid the pandemic, from board meetings and conferences to fitness classes and concerts. The new OnZoom platform includes the ability to charge for tickets, as well as a directory of public event listings.
  • Zoom is also launching a new kind of app integration, called a Zapp, that can bring information from productivity tools like Dropbox, Slack, or Asana directly into a video chat.
  • Facebook launched its own features for paid videoconferencing events over the summer.
  • Visit Business Insider’s homepage for more stories.

As the pandemic drags on, Zoom is releasing a new way to host online events — importantly, now including paid events — as well as new types of apps that integrate outside business and productivity tools

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(Bloomberg) — Bank of America Corp.’s traders didn’t seize on the markets boon that lifted rival banks in the third quarter.

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Revenue from trading rose 3.6% to $3.34 billion, falling short of the $3.5 billion that analysts had forecast. While JPMorgan Chase & Co. and Citigroup Inc. each posted jumps of at least 17% at their trading desks, Bank of America’s small increase wasn’t enough to boost overall revenue as the bank’s consumer unit saw a 17% slide.

Wall Street trading desks have benefited from active markets during the pandemic, and those results have propped up lending units that are grappling with broader economic hardship in the U.S. after the coronavirus pandemic shuttered businesses and put millions of Americans out of work.

Bank of America’s results were “underwhelming,” with only a small increase in fixed-income and equities trading, Vital Knowledge founder Adam Crisafulli wrote in a note to

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