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Amazon


  • Amazon Prime members can receive a $10 credit if they spend $40 or more on Amazon gift cards on October 13-14, during Amazon Prime Day 2020.
  • The promotion will begin on October 13 at midnight; you can reload your own gift card balance or give a $40 Amazon gift card to a friend to receive the $10 credit on your own account.
  • The $10 credit will be good until November 29, 2020, and Prime members can also receive an extra 2% credit whenever they reload their gift card balance.
  • Visit our Amazon Prime Day 2020 hub for more shopping tips and deals.

Amazon Prime Day 2020 is just around the corner and Amazon is giving Prime members a chance to add some extra money to their account with gift card purchases.

Amazon is

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In the wake of the many changes this year has brought, companies are moving toward making more of their supplier payments electronically.

It’s a welcome thing. Check payments have dwindled in consumer life, but across U.S. industries, nearly half of all supplier payments are still made by check. As accounts payable departments went into work from home mode, it became difficult to cut checks. They rushed to set suppliers up for ACH payments, skipping over what might be a better opportunity: paying them by virtual card.

Not every supplier accepts virtual cards, however. Before you set your suppliers up for ACH, you should at least ask about cards—there are compelling benefits for both buyers and suppliers with that option. For suppliers, getting paid by card is the fastest way to get their money in the bank. On the buyer’s side, virtual cards are the most secure payment method, and they

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Nearly 170 million Americans have at least one credit card.

But how many cards should you have?

Most experts say a small number of credit cards can help you  build credit and earn financial rewards—if managed properly. But others are more cautious. One person we talked to said she would never recommend getting a credit card. 

One thing they all seem to agree on: How you use a credit card is more important than how many you have.

First of all, using credit cards to make purchases you can’t afford will hurt you in the long run, no matter how many you have. The average credit

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Updated card suite offers up to 8x earn on gas purchases and hotel stays, plus Wyndham Rewards membership upgrades, anniversary bonuses, booking discounts and more

WILMINGTON, Del., Sept. 29, 2020 /PRNewswire/ — Wyndham Hotels & Resorts and Barclays today announced an updated credit card suite designed with road trippers and road warriors in mind: the Wyndham Rewards® EarnerSM Card, the Wyndham Rewards Earner Plus Card and the Wyndham Rewards Earner Business Card, the first Wyndham credit card created specifically for small business travelers.

Wyndham Rewards® Earner Cards
Wyndham Rewards® Earner Cards

Built to help maximize points earned on the road as well through everyday purchases, the new cards offer up to 8x earn on gas purchases and Wyndham hotel stays, up to 5x earn on marketing, advertising and utility purchases (Wyndham Rewards Earner Business Card only), and up to 4x earn on restaurant and grocery purchases. Other benefits include Wyndham Rewards membership

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  • Trump’s legally dubious pledge to send out $200 cards to Medicare beneficiaries could leave out 13 million low-income Americans receiving federal aid within the program.
  • The “Extra Help” program within Medicare provides poor Americans with subsidies that can be used towards prescription drug copays and premiums.
  • The administration appears to be focusing on aiding seniors that are not already getting federal aid.
  • “It doesn’t mean they’re having an easier time affording their medication,” healthcare expert Juliette Cubanski said of people enrolled in Extra Help.
  • Visit Business Insider’s homepage for more stories.

President Donald Trump vowed on Thursday to send $200 drug discount cards to 33 million Medicare beneficiaries in a legally dubious gambit aimed at strengthening his political support among seniors.

But that could exclude 13 million low-income Americans enrolled in the program who are receiving federal subsidies to better afford their prescription medications.

During an event in North Carolina,

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The collapse of Choice Bank, an obscure entity in Belize, went largely unnoticed in 2018.

But Americans were among the uninsured depositors filing claims in its failure, totaling $100 million. Some said they were startled to learn that their money was trapped in a small bank in Central America. They thought they were doing business with a U.S.-based company called Payoneer.

“Losing out on money that I’m not expecting to lose is very upsetting, even still,” said Mara O’Halloran, a Pennsylvania mother of two who said she is out thousands of dollars as a Choice Bank depositor.

Not everyone was shocked by the Choice Bank collapse. Years before, an array of banks were raising questions to regulators about its practices. In 2014, for example, Bank of America characterized Choice Bank as “an issuer of prepaid cards for program managers with inherently high risk.”

That and other warnings about Choice

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Consumer law firms are working to help shoppers recoup the value of unused gift cards from bankrupt retail chains, hoping to revive court claims that might otherwise be deemed worthless.

RETAILERS LOOK TO SELL PRE-OWNED CLOTHING IN PANDEMIC PERK-UP

Gift-card holders filed proposed class-action claims on Friday in the bankruptcy cases of Lord & Taylor and Sur La Table Inc., seeking priority status for those stuck holding potentially unusable gift cards. At the same time, the law firms representing them are planning to request that the U.S. Trustee, the U.S. government’s bankruptcy watchdog, appoint official consumer committees in the same bankruptcy cases.

“As retailers are lining up to file bankruptcy because of circumstances that really are beyond their control,

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CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through The Points Guy affiliate network if you apply and are approved for a card, but our reporting is always independent and objective.

Travel isn’t a priority at the moment, but eventually planes will return to the skies. And when that happens, the airlines are likely to offer some great award sales to get people back onto flights. Ideally you’ll want to have a pile of frequent flyer miles ready to go so you can take advantage.

Fortunately, American Express has just launched several limited-time welcome offers on its Delta credit cards. Right now you can earn up to 60,000 bonus miles by signing up for a new personal Delta credit card from American Express, and up to 70,000 bonus miles for a business credit card.

Let’s start

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More than a third of small and medium-sized businesses on Facebook in India expect cash flow to be a challenge for them as they navigate through the coronavirus pandemic in the next few months, according to a report by Organisation for Economic Co-operation and Development (OECD) and the World Bank.

Facebook, which reaches nearly every internet users in India and which collaborated with OECD and World Bank on the report, wants to help. The social giant today announced a grant of $4.3 million for more than 3,000 small businesses across Delhi, Gurgaon, Mumbai, Hyderabad, and Bangalore (Indian cities where the company has its offices).

In an interview with TechCrunch, Ajit Mohan, head of Facebook India, said the grant includes both cash and ad credits, with cash constituting the larger share. These businesses don’t have to advertise on Facebook to be eligible for the grant, he said. Businesses can apply for

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If you operate a small business, whether it’s part-time or full-time, you may benefit from opening a business credit card. Most issuers have pretty lenient qualification requirements for what’s considered a “business owner” and will likely accept your application whether you freelance, sell items online or run a growing company with employees.

The most basic perk of a business credit card is the ability to keep personal and professional expenses separate, which makes things much easier come tax time. Plus, many business cards allow you to open free employee cards, which is a great way to streamline spending and eliminate the hassle of reimbursing employees for business charges made on personal cards.

Business credit cards come in all shapes and sizes, with cards offering rewards, interest-free financing on new purchases, luxurious travel perks, extended warranties, insurance and more. In order to qualify for a business card, you typically need excellent

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