Mike Ritchie Courtesy Comerica Bank

Comerica Bank launched a program that will provide free business resources to aid in the pandemic economic recovery for its customers.

The Dallas-based bank with its Michigan headquarters in Detroit said it launched a new small business support program, RISE! (Resources, Ideas, Support and Engagement), to help businesses and communities in Michigan recover and thrive amid the COVID-19 pandemic.

RISE! provides free resources to Comerica’s small business customers to promote their businesses to current Comerica customers and potential prospects.

Opportunities for small businesses in Michigan that are eligible and participate in RISE! include:

  • Free digital ads (such as on the Nextdoor app)
  • Free live-read radio spots on Detroit Tigers broadcasts
  • Free email blasts to Comerica’s entire customer base promoting participating businesses via Business Customer Directory
  • Free placement in the Comerica Business Customer Directory, where hundreds of thousands of Comerica customers can learn about participating businesses
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The Small-Cap Blend style ranks tenth out of the twelve fund styles as detailed in our Q3’20 Style Ratings for ETFs and Mutual Funds report. Last quarter, the Small-Cap Blend style ranked tenth as well. It gets our Unattractive rating, which is based on an aggregation of ratings of 57 ETFs and 767 mutual funds in the Small-Cap Blend style. See a recap of our Q2’20 Style Ratings here.

Figures 1 and 2 show the five best and worst rated ETFs and mutual funds in the style. Not all Small-Cap Blend style ETFs and mutual funds are created the same. The number of holdings varies widely (from 25 to 2531). This variation creates drastically different investment implications and, therefore, ratings.

Investors seeking exposure to the Small-Cap Blend style should buy one of the Attractive-or-better rated ETFs or mutual funds from Figures 1 and 2.

Figure 1: ETFs with the Best

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MPCC-EXPO-Virtual-Logo-1200x1100 Jpeg.jpg

The Mount Pleasant Chamber of Commerce to host 10th annual Business and Community Expo Sept. 21-30.

Each year the Mount Pleasant Chamber of Commerce has been gathering business owners, nonprofits and members of the public together for the annual Mount Pleasant Business and Community Expo. This year instead of gathering at the Omar Shrine, the chamber will celebrate its 10th annual Expo virtually for 10 days from Sept. 21-30.

“The Expo has been our signature event for a decade, and, in spite of the pandemic, it will continue to be vitally important to the Chamber and to our members,” said Brian Sherman, a founding board member of the Chamber. “I look at this year’s virtual Expo as a dress rehearsal for next year, when we hope to produce a hybrid version of this great event, giving attendees the option to participate in person or online.”

Sherman is currently an

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More efficient treasury platforms with self-service capabilities also on business leaders’ wish list

One in three business leaders said data security is a top concern, with 21 percent citing secure authentication and payment authorization as must-have features of their treasury management platform, according to a new survey by Citizens Commercial Banking.

For reasons that include disruption caused by the pandemic, survey respondents said they are spending more time using their treasury platforms, with the number of users on those systems 30 hours or more per week increasing 12 percent from a similar survey conducted last year. Nearly half said they want their time using the software to be more productive and 22 percent said they would like to have more self-service capabilities to increase efficiency.

“Business leaders are working from home more due to the pandemic and it is exposing some technology gaps that their systems may have had,” said

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“At the same time, financial experts involved in those bankruptcies say that lenders to your companies lost billions of dollars,” Wallace replied. “With that record, why should we trust you to run the nation’s business?”

“I have used the laws of this country just like the greatest people that you read about every day in business have used the laws of this country, the chapter laws, to do a great job for my company, for myself, for my employees, for my family, et cetera,” he said.

Trump was right. He and his family have made out well, but at the expense of others. Each time a company declares bankruptcy, it sheds debt—in other words, someone who it owes money loses some or all of their stake.

Start with the first bankruptcy, in 1991. When Trump built the Trump Taj Mahal in

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to Business NZ, over 97% of New Zealand firms employ only 20
or fewer staff. One of the political myths about such firms
is that they’re forever groaning under the yoke of
excessive regulation, with the dead weight of compliance all
but snuffing out the spirit of enterprise. A myth, right?
And not only because New Zealand is regularly rated as the
easiest place in the world to do business. In Australia,
there any number of compliance requirements – from payroll
taxes to GST exemptions – not faced by business

Regardless, the myth got
another outing yesterday
, after Labour unveiled the
latest phase of its small business support programme. The
key elements included:

Interest-free loans more
widely available, zero-interest period

Tighter regulation of merchant
service fees charged to retailers

More support
for digital transformation of SMEs


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Senate Majority Leader Mitch McConnell

Drew Angerer/Getty Images

Senate Majority Leader Mitch McConnell (R-KY) on Tuesday introduced a last-ditch, preelection stimulus package aimed at alleviating the economic strain of shutdowns related to the coronavirus, despite low odds Congress will approve the $500 billion proposal.

Roughly half of federal spending authorized by the proposal — more than $250 billion — would be allocated to a second round of Paycheck Protection Program loans designed to help small businesses make payroll. Nearly 5 million businesses received nearly $700 billion this year under an initial round of CARES Act funding for the loans, which can be forgiven if businesses retain their employees and maintain their wages.

Notably, the proposal would not provide another round of individual $1,200 payments to Americans making less than $75,000, a staple of the first CARES Act passed in March. It is also just a sixth of the size of the $3 trillion HEROES Act

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Amazon (NASDAQ:AMZN) has said that it will add 100,000 new small businesses to its selling platform in the coming year, a 20% increase over the half-million that currently sell there, while also spending $18 billion in 2020 to help them reach more customers and grow sales.

The e-commerce giant told the U.S.-based small- and medium-size businesses attending its virtual Amazon Accelerate summit that it has already released more than 135 tools and services this year to help sellers manage their Amazon businesses.

Amazon warehouse employee compiling an order

Image source: Amazon.com.

The two faces of Amazon

Third-party sellers have long grumbled about how Amazon treats them. Earlier this year, Amazon said it “accidentally” hid products being sold by third-party sellers that offered faster delivery times, after the e-commerce company prioritized stocking and delivering essential goods during the pandemic. It also irked third-party sellers by changing a number of its shipping policies, such as suspending fulfilling orders

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uncertain times guide

This article was originally published in the MarketingSherpa email newsletter.

 “When will things get back to normal?” Have you heard that question a lot lately? I sure have.

Here’s my take on it — there is no normal. Things are always changing. That is the nature of the world and especially the marketing industry.

Yes, COVID-19 has sent shockwaves the world over changing how we greet, eat, meet and so much more. It has unsettled so many of us because it is a change felt by everyone, in every industry, in every country, all the time, with no clear end.

However, you have probably faced equally disruptive changes in your industry, your company or your job role. Perhaps your company was acquired or lost a major customer, or a new competitor entered your field and changed everything. New technology may have changed how you do your job or how

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The pandemic and shutdown have caused the online grocery business to explode with growth. Earlier this year before Coronavirus, the online grocery business was well below 5% of total grocery sales. Now it appears to be well above 10% and is steadily heading to 20%. Unlike other sectors of retail, the profitability in online grocery is substantially different from in-store sales. The grocery business has very low profit margins and if the store has to supply the labor to take the products off the shelves and bring them to the parking lot for waiting customers or deliver to consumers’ homes, then the business loses money. Figuring out how to make money in online grocery is the squeeze that the grocery business is confronting and how it will be resolved is not yet known. The explosion in online grocery has made the question an urgent

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